cerannovia

Your Money Shouldn't Be a Mystery

We teach real people how to manage their finances without fancy spreadsheets or complicated jargon. Just practical skills you'll actually use.

See How We Help

Why Most Budget Plans Fail

Here's what I've noticed after helping hundreds of people: complicated budget systems don't work for everyday life. You need something you can stick with on a Tuesday evening when you're tired from work.

Our approach strips away everything that doesn't matter. We focus on three things that actually make a difference in your bank account by month's end. No tracking every coffee or feeling guilty about small purchases.

Starting in September 2025, we're running small workshops where you'll build a system that fits your actual life. Not some idealized version where you meal prep every Sunday and never order takeaway.

Real-world budgeting methods that work for busy lives

Three Things That Actually Matter

1

Know Where It Goes

Not every penny. Just the big stuff that adds up before you notice. We'll show you how to spot patterns in about ten minutes per week.

2

Create Breathing Room

That cushion between paychecks that stops you checking your balance before buying groceries. Small changes that compound faster than you'd think.

3

Build Something Real

Whether it's an emergency fund or saving for something specific. We help you set aside money without it feeling like punishment.

Rochelle Pendragon sharing her budgeting experience

I'd tried three different budgeting apps before this. They all made me feel like I was failing some test. This was different because it actually matched how my brain works.

Rochelle Pendragon
Joined workshop February 2025
Tamsin Underhill discussing financial clarity

The best part? I'm not spending hours on spreadsheets. I check in once a week, adjust a few things, and that's it. Still have time for my actual life.

Tamsin Underhill
Workshop participant since January 2025

Start With Something Small

Our next round of workshops begins in October 2025. Six sessions spread over three months. We keep groups small because everyone's situation is different, and cookie-cutter advice helps nobody.

Get Workshop Details
Small group financial education sessions in Birmingham